MORTGAGE CALCULATOR

THINGS TO REMEMBER

Each month you will be required to make payments to the mortgage company on the borrowed amount and interest accrued. Your mortgage payment will depend on how much money you put down and the interest rate you get for your loan. At the beginning of your loan, your monthly payment will be mostly interest, but with each year more and more of the payment will be applied toward your principal.

Remember your monthly payment will need to include the factors of tax and home insurance. These factors are always built-in to your mortgage payment. Most online calculators do not reflect these two items so make sure you manually add them in for an accurate picture of your monthly payment.

If your down payment is less than 20% you may be required to obtain Private Mortgage Insurance with your lender. Private Mortgage Insurance protects the mortgage lender against financial loss if a borrower defaults. It is usually possible to cancel private mortgage insurance at some point, such as when your loan balance is reduced to a certain amount.

Home Price Interest Rate:
%
Loan Years: Percent Down
%
Monthly Taxes:
$
Est. Monthly Payment
Principal & Interest
Monthly Taxes
Homeowners Ins
Mortgage Ins

Open Houses

Browse upcoming St. Louis Open Houses in your chosen area.

Search Open Houses »

Map Search

Find your perfect home in the perfect location.

Search by Map »

School Search

Search for your family’s next home in specific school district.

Search by School »

Create Account

Save your top searches, favorite listings and receive custom updates.

Signup Online »

Get Pre-Approved

Be prepared to make an offer before you find the perfect house.

Get Pre-Approved »

Let's Talk

Need help finding the perfect home? Let me help your search!

Contact me »

Address Search

Need more information about a specific listing?

Search by Address »

Power Tools

Login for access to our powerful home search tools.

Login »

Market Analysis

Information is power! We'll provide you with comparative market analysis for your area.

Request Analysis »